Tag Archives: FL Homes

Pembroke Pines: A Big City With Small-Town Charm

Pembroke Pines is the tenth largest city in Florida as well as Broward County’s second most populous, with an estimated population of more than 162,000 permanent residents. Notwithstanding its size, the city has a small-town atmosphere and has a vibrant community of residents who all enjoy an unparalleled quality of life.

Pembroke Pines is home to plenty of beautiful, lush parks, as well as top-notch, shopping, dining, and entertainment venues. Here, residents experience year-round tropical temperatures and pleasant, sunny days perfect for spending countless hours enjoying a wide variety of outdoor activities and events.

This is the perfect city for both young families and retirees, as Pembroke Pines boasts over 20 top-notch schools and universities as well as five active lifestyle communities for those aged 55 and above.

Things to Do, Places to See

  • Pembroke Pines has a thriving arts and culture scene. The city is home to four facilities with fantastic art and cultural programs – the Fletcher Art & Cultural Center, the Susan B. Katz Theater, Studio 18, and Glass Gallery.
  • The 300-acre C.B. Smith Park provides great outdoor activities for visitors of all ages. This very popular park has a diverse collection of amenities that include a water park, an expansive RV campground, a tennis complex, picnic areas, concert grounds, and a network of jogging and biking paths.
  • The Shops at Pembroke Gardens is one of the best shopping centers in the city. The open-air complex features a terrific blend of unique shopping and dining options, and is easily accessible from Interstate-75 at Pines Boulevard.
  • Want to see Florida from an entirely new perspective? Visit South Beach Helicopters, which provides scenic helicopter tours over the most beautiful locations in South Florida, Orlando, Miami Beach, the Florida Keys, and the Bahamas.

Pembroke Falls

Pembroke Falls is a premiere master-planned community nestled deep within the heart of Pembroke Pines. It is home to more than 2,000 families who all enjoy an active lifestyle with great outdoor activities, numerous attractions, and world-class amenities

The community enjoys convenient access to major highways as well as nearby shopping centers, schools, grocery stores, and city parks. For security, Pembroke Pines features four gated entrances that are guarded 24/7, as well as roving personnel who regularly patrol the neighborhood.


Outdoor lovers and sports enthusiasts of all ages will feel right at home inat Pembroke Falls, as the community features three basketball courts, eight lighted tennis courts, tot lots, a lakeside walking park, and a junior Olympic-sized pool.

The community also has its very own 18,000-square-foot clubhouse with a state-of-the-art fitness center, aerobics studio, activity rooms, and a grand ballroom. The clubhouse serves as the ideal venue for a wide variety of community events, parties, and gatherings, as well as different programs and activities like aerobics classes, arts and crafts workshops, self-defense lessons, and more.

Aside from the great amenities located within the community, residents also get easy access to nearby locations like the YMCA Aquatics Center, which has a selection of pools of different sizes, great for both recreational and competitive swimmers. The C.B. Smith Park is a great nearby destination as well, with excellent features such as water attractions, a network of jogging and biking paths, and areas for different fun activities like fishing and mini-golf.

For shopaholics, Pembroke Falls is located just a drive away from a fantastic selection of shopping malls. Nearby malls include Aventura Mall, Dolphin Mall, Broward Mall, Pembroke Lakes Mall, Sawgrass Mall, and the Shops of Pembroke Gardens.

Want to learn more about the community? Check out http://moscosogroup.com/pembroke-falls/. Let us help you find your ideal home in Pembroke Falls today!

Some Real Estate and Mortgage Terms, Simply Defined

As it is a specialized field, navigating through the world of real estate can certainly get confusing, especially if you don’t understand the concepts that come into play behind many of its frequently used terms.

Here are just a few of the common real estate and mortgage terms that you’re most likely to encounter in case you go out there and try to purchase a home, sell one, or apply for a mortgage loan in the near future.

Abstract of Title – a document that contains a summary of a property’s history with the recorded instruments and proceedings on the title of a property.

Adjustable Rate Mortgage (ARM) – simply put, an ARM is a type of mortgage with interest rates that vary over a period of time – unlike a fixed mortgage, which has a static interest rate.

Amortization – the process of paying of a loan wherein the payment is primary allotted to paying off an accruing interest rate, with what’s left of that amount paid towards the principal amount. A loan payment is considered completely “amortized” if it has been paid off in the specified time.

Appraisal – the evaluation of the market value of a property by a licensed appraiser. This is based on an analysis of the recent sales of comparable homes in the area.

Buyer’s Broker – this term describes the homebuyer’s representative in a home purchase. The buyer’s broker will split the commission with the listing broker, the seller’s representative.

Capital Expenditure – refers to expenses that are meant to increase the value of the property.

Capitalization Rate – refers to a percentage taken from the property’s net income that the investor will get back each year.

Closing Costs – these are the additional costs in a home sale/purchase such as attorney and appraisal fees, title insurance, recording fees, and other payments for services provided during the close. These are summarized in the closing statement.

Declaration – this document acts as the master deed of the property. It contains legal descriptions of the building’s facilities, a plot, plans and specifications of the building and its units, as well as the degree of ownership of the unit owners.

Dual Agent – refers to a broker or a salesperson that represents both the buyer and seller of a particular property in one transaction. Note that dual agency is illegal in Florida.

Due Diligence – refers to the investigation wherein a property is reviewed for any legally binding liabilities.

Escrow – Refers to a third party that acts as a sort of “keeper” of certain items relevant to a transaction – in real estate dealings, an escrow may be the holder of money and documents once members of both parties within a contract deliver certain items or fulfill certain deliverables.

Economic Depreciation – talks about a property’s deterioration over time caused by a variety of reasons: from normal use to natural hazards to negligence in terms of maintenance.

Easement – refers to the right to use a piece of land despite not having ownership of it.

Fannie Mae – A term that pertains to the Federal Mortgage Association or FNMA, known to be the largest supplier of home mortgage funds in the United States.

Fair Market Value – the price of the property agreed upon by the buyer and the seller.

Floating Rate – also referred to as an Adjustable Rate Mortgage, a floating rate is a type of loan where the interest rate is not fixed over a term.

Foreclosure – the act of a lender taking a property’s title from an individual who is not able to pay a mortgage

Ginnie Mae – A term that pertains to the Government National Mortgage Association (GNMA). Ginnie Mae provides the funding for the government loans given by the Federal Housing Authority (FHA) and the Veterans Benefits Association (VA).

Jumbo Loan – This lean exceeds the limits set by Fannie Mae and Freddie Mac, whose loans are referred to as conforming loans, as opposed to a jumbo loan which is considered to be a non conforming loan.

Lien – Pertains to a legal claim on a property, which is discharged when the debt to the lien holder is paid.

Managing Agent – the person in charge of handling and maintaining building operations.

Market Value – a property’s estimated price based on the current state of the real estate market.

Negative Amortization – An amortization is classified as negative when the loan balance becomes larger instead of smaller – this occurs on adjustable fixed mortgages where interest rates fluctuate.

Net Lease – refers to the type of lease that the tenant pays which includes the property’s fixed rent and operational costs.

Open-ended Listing Contract – a contract between a seller and a broker that does not have a termination date.

Open Listing – a property for sale that is not signed under an exclusive agreement with a real estate broker.

PITI – This acronym stands for principal, interest, taxes and insurance.

Percentage Lease – a rental amount composed of a fixed amount and a percentage of the lessee’s gross sales.

Periodic Tenancy – also referred to as an estate from year to yesr, this type of lease renews automatically.

Rate lock – A fixed interest rate that is assigned to a fixed period of time, at a fixed cost that has been agreed upon by a lender and a borrower.

VA mortgage – A mortgage given buy the Veterans Administration that can be availed by eligible veterans, members of the military, and their spouses.

Lakeview Monterey Model Family Home Open House at Pembroke Pines


The Moscoso group is cordially inviting you to another open house event this Saturday, February 21st, 2015, happening from 1:00 pm – 5:00 pm.

Community: Pembroke Pines

Subdivision: Pembroke Falls – Majestic Bay

Address: 2130 NW 129th Terrace Pembroke Pines, FL 33028

Price: $ 565,000

Lakeside Views. Elegant living spaces. Family friendly atmosphere. These are just some of the words that describe this beautiful 5 bedroom, 3 bathroom and 3 garage Monterey Model Home found within the Pembroke Falls neighborhood. This particular home is designed in one of the most popular floor plans in Pembroke Falls – one of the most desirable master planned private communities in Florida.

Elegant Charm in of Pembroke Falls most desirable floor plans.

This one story home features volume ceilings and lots of windows, allowing for natural light to come in, bathing the home with that warm Florida sunlight that instantly brightens and brings a lively energy to the home. Built in 1999, the home spans 2,758 feet and has a lot area of 9,757 feet. The home is furnished with a centralized air conditioning system and has a cement concrete exterior, a beautifully upgraded kitchen with elegant granite counter tops and is installed with top of the line stainless steel appliances that were built to last.

The home is furnished with:

  • Ceiling Fans
  • Heating: central-furnace, electric
  • Heating Fuel: electric
  • A/C: Central

About Pembroke Pines

The city of Pembroke Pines is considered to be the second most populate city in Florida. A friendly community with a lively arts and culture scene, progressive attitude, and refreshing small-town vibe, it is highly accessible to primary highways and interstates making it a strategic place for business, pleasure or leisure.

The city is close to a diverse and interesting array of entertainment destinations where residents have plenty of avenues for leisure and fun – may it be parks, golf courses or retail / commercial destinations. Pembroke Pines offers a highly dynamic and desirable lifestyle that is truly remarkable, making it a truly wonderful place to live.

 Schools in the Area

Within a mile from the Pembroke Falls subdivision, excellent schools abound; namely Lakeside Elementary, Walter C. Young Middle School and Charles W Flanagan High School – all highly rated schools known for their high performing students. Aside from the public schools in the area that are managed by the Broward County Public Schools, several charter schools can be found within Pembroke Pines as it has it’s very own charter school system.

 Feel free to drop by on Saturday 21st between 1 and 5 p.m. or contact us today to schedule a showing!

Stunning Yale Model Family Home in Pembroke Falls Offered for $449,000

FrontLooking for the perfect family home in the beautiful Pembroke Falls neighborhood? This 4-bedroom, 3-bathroom and 3-garage Yale Model home in the Majestic Bay Subdivision just might be the best fit for you.

Community: Pembroke Falls

Subdivision: Majestic Bay

Address: 12821 NW 20th Street Pembroke Pines, FL 33028

Price: $ 449,000

Main ExteriorFamily Room

You can opt to use the home’s 3-car garage to park 3 cars or use it as a storage area, studio or as a mini gym. Perfect for a growing family, the home’s bedrooms can also be used as office space or as a common area or entertainment den. Just one of the home’s cool features are its sun sails, which act as shades that cool the patio and the whole house. 


The home comes with a spacious fenced-in backyard with a patio – so if your family has a pet, you’ve got nothing to worry about! Your pet can roam around here freely as the place is enclosed for your safety and privacy. The backyard even has a Loquat (Nispero) tree that bears around 20 pounds of delicious fruit through the months of February and March.

Exterior Back


Patio makes it a perfect venue for relaxing or hosting parties or family dinners. You can even put up a hammock or lounge chairs here, making it a perfect place for you to stay while the kids play in the backyard which is big enough for a swimming pool if you choose to have one installed in the future.

Kitchen-Breakfast ARea

Kitchen 3

The home comes with a spacious open kitchen area, which has more than enough room for you to move around in – and is a great avenue for entertaining or for memorable dinners and parties with friends and family.

Master Bathroom

Master Bedroom 1

The home is furnished with:

  • Fridge (Acquired Jan 2013)
  • High Efficiency Washer & Dryer (2012)
  • Brand New High Efficiency HVAC / Air Conditioner
  • Ceiling fans in every room, including the patio

Privacy and Serenity

This beautiful home allows you to enjoy the utmost privacy, as it is located in the middle back portion of the subdivision, close enough to the housing community’s boundaries. Its location allows it to be far removed from the traffic and noise of major roads like Sheridan, Flamingo, Pines and interstate 75.

About the Pembroke Falls Community

Pembroke Falls is a lively, fast-growing diverse community that also caters to an equestrian lifestyle – in fact there is an equestrian park and horse ranch just close by. Aside from this, the community has plenty of parks, allowing you to lead an active lifestyle with ease and convenience. Exciting shopping destinations and other amenities are also located just close by, making living in this community a truly desirable experience.

South of Pembroke Gardens, you will find the FBI’s new South Florida headquarters as well as new up-and-coming offices, which are exciting developments that we can all look forward to in the future.

Schools in the Area

As for schools, you’ll find that there are plenty of top-notch “A” rated schools in the area as well as quite a few libraries. Looking for higher education options? The campuses of Keiser University and Florida International University are just 10 minutes away.

Feel free to drop by and contact us today to schedule a showing!